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Ramadan – Accidents / Claims Analysis & Road Safety Tips

Ramadan – Accidents / Claims Analysis & Road Safety Tips

May 22, 2018 (0) comment

  • 2017 Ramadan Claims / Accidents data used for analysis (2,122 claims)
  • Older motorists and male motorists must take extra caution during Ramadan
  • Claims / Accidents peak in the mid-morning rush-hours
  • 5 important Ramadan road safety ‘Tips & Tricks’

Ramadan is that time of the year when festivities are in full swing and when everyone wants to be with family, friends and keep their commitments. Many a times this poses unique challenges for all kind of traffic participants.

The Ramadan specific lifestyle has physical effects on our body, especially as it coincides with the hot summer season like this year. Fasting can result in dehydration and low blood sugar, which in turn can limit our attentiveness, concentration, vision and reaction. In addition to fasting, the unusual eating and sleeping patterns can cause fatigue, exhaustion, impatience and distraction.

QIC-Insured analyzed Ramadan claims data of 2,122 reported accidents/claims in 2017 in Qatar in order to draw learnings for this year’s Ramadan.

Mr. Ahmed Jarboey, Senior Claims Manager of QIC Insured states: “Based on the analyzed data, we want to flag 3 main findings:

  • Older motorists (40+) must take extra caution
  • Mind the morning rush-hours
  • ” Male motorists need to pay extra attention towards their driving attitude!

Mr. Jarboey continues: “It is of utmost importance to know how the Ramadan lifestyle can affect our driving behavior, as well as the driving behavior of other traffic participants! We want to provide Qatar’s motorists with 5 vital ‘Tips & Tricks’ to drive safe during the holy month of Ramadan:

  1. Be aware of your own limitations!
  2. Watch out for other traffic participants potentially under the same limitations.
  3. Expect the unexpected – we all MUST drive defensively!
  4. Plan your schedule properly and leave early to avoid rushing and speeding.
  5. Always wear your seat belt – Ramadan is a good time to start this habit!

Mr. Jarboey continues, “Motorists must realize that even if they arrive late for Iftar or an event, people will understand. Good time management is crucial and motorists are urged to leave early and keep sufficient time in hand to reach their destination. We need to display a caring attitude for ourselves and for others in this very special period!

The main findings of the survey are:

Accidents by time of the day: As many of us start working later in the day, we see the majority of claims / accidents happening in the late-morning office rush hours.

Accidents by days of the week during Ramadan: The claims / accidents are evenly spread over the 4 weeks of Ramadan. The most dangerous weekdays are Tuesdays and least dangerous weekdays are Thursdays.

Day Time Accident / Claims
Before 9am 2%
9am – 10am 17%
10am-11am 21%
11am-12pm 21%
12am-1pm 17%
1pm-2pm 11%
2pm-3pm 1%
3pm-4pm 3%
4pm-5pm 1%
5pm-6pm 1%
6pm-7pm 0%
7pm-8pm 0%
8pm-9pm 1%
9pm-10pm 1%
10pm-11pm 1%
11pm-12am 1%
Weekday Average claims / Accidents
Sunday 15%
Monday 15%
Tuesday 16%
Wednesday 14%
Thursday 11%
Friday 15%
Saturday 14%

Socio demographic data: Basis the accident data, it is observed that older traffic participants (40+) are over-proportionally more involved in traffic accidents than younger motorists. Likewise, traffic participants belonging to the age group of 30-35 years seem to be equally prone to being involved in accidents. The data sets also reveal that males are significantly more accident prone than females.

Nationality Accident / Claims
Qatar 23%
India 17%
Egypt 17%
Philippines 5%
Syria 4%
Jordan 4%
Pakistan 3%
United Kingdom 3%
Others 25%
Age Range Accidents / Claims
18-24 2%
25-30 11%
30-35 21%
35-40 19%
40+ 46%
Gender Accident / Claims
Female 11%
Male 89%

The complete list of Ramadan related ‘Tips & Tricks’ can be found on the online portal of QIC-Insured at roadsafety.i-insured.com

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